Who is eligible for coverage? All active members either direct or through carrier or affiliates. Eligible Members must purchase plan benefits through CDL Legal, carrier, or affiliate. Membership fees must be current for member to be eligible for coverage. In the event of a violation, the membership must remain current during and through the claims process with the attorney and applicable court proceedings. CDL Legal retains the right to refuse a claim at any time if the member goes inactive due to lack of payment.

Spousal Coverage: The legal spouse of a member is included at no additional cost on the Gold Membership. However, a member’s spouse must be included on membership prior to date of claim event to qualify for coverage.

Vehicle Eligibility: Vehicle eligibility must include vehicles with 2 wheels or more. Boats are not covered vehicles.

Plan Benefits: Moving Violation attorney fee assistance, Non-moving violation attorney fee assistance, Accidents leading to fatality up $3000 in attorney fee assistance, roadside assistance network access through Roadside Protect, Inc.  Gold Membership also includes PSP/CSA challenges, discount network access, and coverage for spouse and personal vehicle.

Exclusions: Coverage is not provided for any claim that results directly or indirectly from any of the following: those charged with DUI, DWI, the possession of drugs and alcohol, driving without a valid driver’s license, leaving the scene of an accident, past due citations, use of radar detector/scanner, illegal use of cell phone, and anything we deem as abusive driving behavior. Red light camera violations are also excluded. Violations obtained while operating a watercraft or marine vessel are not covered. Appeals, trial cases, and misdemeanors are not covered and are subject to additional costs. Exceptions to these exclusions can be granted at the request of carrier clients.

Pre-existing claims: In the event of a claim event prior to the membership date, access to the attorney network will be provided with the condition based on an active membership. No attorney fee assistance will be granted on pre-existing claim events. Non-members will not have access to attorney network or attorney fee assistance.

Return / Refund Policy: All sales are final.

• Membership Fees: Fees are collected at the beginning of the coverage period. Once the membership has been paid, no refunds are given for any reason other than clerical error on the part of CDL Legal.
• Pre-Existing Ticket Fees: While our network of attorneys are highly successful in getting tickets dismissed or reduced, payment is no guarantee of results. All situations are evaluated on their own merit. Payment is secured up front as required by the attorneys and no refund is available once payment has been made.

General Provisions: This guide to benefits is not a policy or contract of insurance, but is your most complete source of information.

Attorney Fee Assistance: Depending on your package Bronze, Silver, or Gold you are entitled to legal fee assistance.  Bronze package members are responsible for $200 of the attorney fee per occurrence. Silver package members are responsible for $100 of the attorney fee per occurrence. Gold package members are responsible for $0 of the attorney fee per occurrence.

Entire Contract Changes: The entire contract is made up of the plan benefits, the member’s Application, and any attached riders and endorsements. Any change to the Policy must be: (1) made in writing; (2) signed by one of Our officers; and (3) attached to the plan benefits.. No agent has authority to change the plan benefits or waive any of its provisions. Your consent is not needed to change the plan benefits. Records. The member must maintain adequate records acceptable to us and provide any information required by us relating to the plan benefits.

Clerical Error: If a clerical error is made, it will not affect your coverage. An error will not continue Your coverage beyond the date coverage would end, if the error had not been made. After an error is found, We will take appropriate action. This may include adjusting, collecting or refunding premium.

Errors and Omissions: Clerical error or omission by us to the member will not: 1. Prevent an eligible individual from receiving coverage, if the eligible individual is entitled to coverage under the terms of the plan benefits; or 2. Cause coverage to begin or coverage to continue for an individual when the coverage would not otherwise be effective.

Representations: By enrolling into Plan Benefits, the member agrees that: 1. The statements in Application made part of the plan benefits are accurate and complete; 2. Those statements are based upon the representations by the member; and 3. We have issued the plan benefits in reliance upon the member’s representations. We rely on statements made by the member in the Application. If there is no fraud, the member’s statements: (a) are considered representations and not warranties and (b) will not be used to void the plan benefits or reduce any claim. We will not contest the plan benefits after it has been in effect, except for fraud.

Fine Reimbursement as Alternative Benefit: We may, at our sole discretion, as an alternative benefit to those benefits provided in paragraphs A-B above pay such fine or other penalty associated with the citation received.

False Claim: If You make any claim knowing it to be false or fraudulent under any Coverage Part or Assistance Service, that Coverage Part or Assistance Service will no longer apply to You and Your claims thereunder will be forfeited.

Conformity With State Statutes: Any provision of the Policy that, on its effective date, is in conflict with the laws and regulations of the state in which the Policy was delivered is amended to conform to the minimum requirements of those laws and regulations.

Due Diligence: You must use due diligence and concur in doing all things reasonably practicable to avoid or diminish potential claims. We will not unreasonably apply this provision to avoid claims.

Benefits Provided For Member Only: The plan benefits provided by the CDL Legal are solely for the benefit of the member and, on the Gold Membership, the Member’s registered legal spouse. No other person or entity will have any legal or equitable right, remedy or claim for coverages or damages under or arising from the plan benefits.

No Assignment of Coverages: Your coverages under the plan benefits may not be assigned or transferred by You, and any rights which may arise under the plan benefits(including any claims made, or which may be made) may not be assigned or transferred by You either by operation of law or by contract, without Our prior written consent.